Workers’ compensation coverage provides employees with medical care and compensation for lost income when injured in the course of employment.
Why do I need a Workers’ Compensation policy?
By statute, most states (and many clients) require employers to carry Workers’ Compensation coverage, which protects employers as well as employees. By protecting employees injured on the job, Workers’ Compensation also serves to protect employers from costly lawsuits and payments.
What is Employers Liability coverage?
Employers’ Liability insurance protects your practice when sued by an employee (or an employee’s family member) for negligence that contributed to a work-related injury or illness (i.e., providing a safe and healthy work environment).